:root{--coral:#EF4D48;--red:#D90700;--maroon:#2B161B;--text:#453E3E;--bg:#deedf1;--teal:#1989A5;--teal-dark:#136e86;--gray:#69727D;--line:#E4E0E2;--tint:#F7F3F5}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--text);font-family:Roboto,sans-serif;font-size:16px;line-height:1.7}
h1,h2,h3,h4{font-family:"Roboto Condensed",sans-serif;color:var(--maroon);font-weight:400;line-height:1.15;margin:0 0 .5em}
h1{font-size:3rem} h2{font-size:2rem} h3{font-size:1.4rem;font-weight:700} h4{font-size:1.1rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em}
a{color:var(--coral);text-decoration:none} a:hover{color:var(--red);text-decoration:underline}
img{max-width:100%}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.btn{display:inline-block;background:var(--coral);color:#fff;font-family:"Roboto Condensed",sans-serif;font-weight:700;font-size:1.05rem;letter-spacing:.04em;text-transform:uppercase;padding:14px 28px;border:2px solid var(--coral);border-radius:0;cursor:pointer;text-decoration:none}
.btn:hover{background:var(--red);border-color:var(--red);color:#fff;text-decoration:none}
.topbar{background:var(--bg);font-size:.8125rem}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;min-height:38px;gap:16px;flex-wrap:wrap}
.topbar a{color:var(--maroon);font-weight:500}
.brandrow{background:#fff}
.brandrow .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;padding-top:14px;padding-bottom:14px;flex-wrap:wrap}
.brandrow img.logo{height:62px;width:auto;display:block}
.contactbits{display:flex;gap:34px;flex-wrap:wrap}
.bit{display:flex;gap:11px;align-items:center;font-size:.875rem;line-height:1.3}
.bit svg{width:22px;height:22px;flex:none;fill:var(--maroon)}
.bit small{display:block;font-size:.78rem;text-transform:uppercase;letter-spacing:.04em}
.bit b{color:var(--coral);font-size:1rem;font-weight:700}
.menubar{background:#1989A5;position:sticky;top:0;z-index:50}
.menubar .wrap{display:flex;align-items:center;justify-content:space-between}
.nv{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap}
.nv>li{position:relative}
.nv>li>a{color:#fff;font-family:"Roboto Condensed",sans-serif;font-weight:700;font-size:1.05rem;text-transform:uppercase;letter-spacing:.05em;padding:15px 20px;display:block}
.nv>li>a:hover,.nv>li:focus-within>a,.nv>li:hover>a{background:var(--teal-dark);color:#fff;text-decoration:none}
.sub{display:none;position:absolute;left:0;top:100%;min-width:260px;background:#fff;list-style:none;margin:0;padding:8px 0;box-shadow:0 8px 22px rgba(0,0,0,.18);border-top:3px solid var(--coral);max-height:80vh;overflow:auto}
.dd:hover .sub,.dd:focus-within .sub{display:block}
.sub a{display:block;padding:8px 18px;color:var(--maroon);font-size:.95rem;font-weight:500}
.sub a:hover{background:var(--tint);color:var(--red);text-decoration:none}
.quote-link{background:var(--coral);color:#fff;font-family:"Roboto Condensed",sans-serif;font-weight:700;text-transform:uppercase;letter-spacing:.05em;padding:15px 24px}
.quote-link:hover{background:var(--red);color:#fff;text-decoration:none}
.pagehero{background:#fff;border-bottom:4px solid var(--teal);padding:30px 0 30px}
.pagehero h1{margin:6px 0 10px;max-width:900px}
.pagehero .lead{font-size:1.15rem;max-width:820px;margin:0}
.crumbs{font-size:.85rem;color:var(--gray)} .crumbs i{font-style:normal;margin:0 4px} .crumbs a{color:var(--gray)}
.meta{font-size:.88rem;color:var(--gray);margin-top:8px}
.tag{background:var(--coral);color:#fff;font-family:"Roboto Condensed",sans-serif;font-weight:700;text-transform:uppercase;letter-spacing:.06em;font-size:.78rem;padding:3px 10px;margin-right:8px}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:32px;align-items:start;padding-top:34px;padding-bottom:64px}
.layout.wide{grid-template-columns:minmax(0,1fr)}
.main{background:#fff;padding:36px 40px;min-width:0}
.prose{max-width:none}
.prose>*:first-child{margin-top:0}
.prose p{margin:0 0 1.05em;max-width:75ch}
.prose h2{font-size:1.9rem;margin:1.7em 0 .5em;padding-top:.2em}
.prose h3{margin:1.4em 0 .4em}
.prose ul,.prose ol{margin:0 0 1.2em;padding-left:1.3em;max-width:75ch} .prose li{margin:.3em 0}
.prose strong{color:var(--maroon)}
.tablewrap{overflow-x:auto;margin:0 0 1.3em}
table{border-collapse:collapse;width:100%;font-size:.95rem}
th{background:var(--maroon);color:#fff;text-align:left;padding:9px 12px;font-family:"Roboto Condensed",sans-serif;letter-spacing:.03em}
td{padding:9px 12px;border-bottom:1px solid var(--line);vertical-align:top}
tbody tr:nth-child(even){background:var(--tint)}
.toc{background:var(--tint);border-left:4px solid var(--teal);padding:16px 22px;margin:0 0 1.6em}
.toc ol{margin:8px 0 0;padding-left:1.2em} .toc li{margin:.25em 0}
.faq{margin:0 0 1.4em}
.faq details{background:var(--tint);border:1px solid var(--line);margin:0 0 10px;padding:0}
.faq summary{cursor:pointer;font-weight:700;color:var(--maroon);padding:14px 18px;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";float:right;color:var(--coral);font-size:1.3rem;line-height:1}
.faq details[open] summary:after{content:"\2212"}
.faq details p{padding:0 18px 14px;margin:0;max-width:none}
.author{background:var(--tint);border-top:3px solid var(--coral);padding:16px 20px;margin:2em 0 0;font-size:.92rem}
.author strong{display:block;margin-bottom:4px}
.related{margin-top:2.4em}
.related h2{font-size:1.6rem;margin-bottom:.6em}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:16px;margin:0 0 1.4em}
.card{display:block;background:#fff;border:1px solid var(--line);border-bottom:4px solid var(--maroon);padding:20px;color:var(--text);text-decoration:none}
.card:hover{border-bottom-color:var(--coral);text-decoration:none;color:var(--text)}
.card h3{font-size:1.2rem;margin:0 0 .35em}
.card p{margin:0 0 .6em;font-size:.92rem;color:var(--text)}
.card .more{font-family:"Roboto Condensed",sans-serif;font-weight:700;color:var(--coral);text-transform:uppercase;letter-spacing:.04em;font-size:.9rem}
.aside .box{background:#fff;padding:24px;border-top:4px solid var(--coral);position:sticky;top:76px;margin-bottom:18px}
.aside .box.alt{position:static;border-top-color:var(--teal)}
.aside .box h3{margin-bottom:.3em}
.aside .box ul{margin:.4em 0 0;padding-left:1.1em}
.small{font-size:.9rem;margin:14px 0 0}
.band{background:var(--maroon);color:#e9dfe2;padding:44px 0;text-align:center}
.band h2{color:#fff;margin-bottom:.3em} .band p{margin:0 0 18px} .band a:not(.btn){color:#fff;text-decoration:underline}
.qform{display:grid;gap:16px;max-width:760px;margin:0 0 1.5em}
.qform label{font-weight:500;font-size:.9rem;color:var(--maroon);display:grid;gap:6px}
.qform input,.qform textarea{font:inherit;padding:12px 14px;border:1px solid #cfc9cc;border-radius:0;background:#fff;color:var(--text);width:100%}
.qform input:focus,.qform textarea:focus{outline:3px solid rgba(239,77,72,.35);border-color:var(--maroon)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.note{font-size:.85rem;color:var(--gray);margin:0}
.contactlist{list-style:none;padding:0!important}
.contactlist li{padding:8px 0;border-bottom:1px solid var(--line)} .contactlist strong{display:inline-block;min-width:80px}
.foot{background:#1d0e12;color:#bfb1b6;padding:44px 0 24px;font-size:.92rem}
.foot a{color:#fff}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px}
.foot h4{color:#fff;font-size:1rem;margin-bottom:.7em}
.foot ul{list-style:none;margin:0;padding:0} .foot li{margin:.35em 0}
.foot p{margin:0 0 .8em}
.copy{border-top:1px solid #3a2a30;margin-top:28px;padding-top:16px;font-size:.84rem}
@media(max-width:900px){
  h1{font-size:2.3rem} h2{font-size:1.65rem}
  .layout{grid-template-columns:minmax(0,1fr)} .main{padding:26px 20px}
  .aside .box{position:static}
  .menubar .wrap{flex-wrap:wrap}
  .nv>li>a{padding:12px 12px;font-size:.95rem}
  .sub{display:none!important}
  .two{grid-template-columns:1fr}
  .fgrid{grid-template-columns:1fr 1fr}
  .brandrow img.logo{height:52px} .contactbits{gap:18px}
}
@media(max-width:560px){.fgrid{grid-template-columns:1fr}}